Insurance Review & Claim Kit

A policy is a conditional promise — read the conditions while nothing has happened, and write down every question you cannot answer.

What it is

The policies nobody reads until the week they matter, read now, in the order a loss will arrive. Maps what could stop the business, extracts what each policy says with its page reference, and turns every gap into a written question for a broker rather than a comforting answer. Leaves the conditions register, the disclosure record, the notification clock and the claim file, and never rules on cover. For owners and finance leads holding policies they have never read past the premium.

What you receive

an honest read of what you are covered for and what to do when something happens — the exposure map scored by survivability, the policies extracted clause by clause with their conditions precedent, the gaps and the surplus written as questions rather than verdicts, the numbered brief for your broker and the disclosure record behind it, the notification clock and evidence discipline that protect a claim from its first hour, and the claim file built in the order an insurer reads it

Delivered as a single, complete .md skill file — open it, paste it into any capable chat model, and work. No installation, no account with anyone but us.

Supported models

• Claude (Opus/Sonnet)
• ChatGPT (GPT-4o/5)
• Gemini
• any capable chat model

People reach for it when

• “how do I find out what my business insurance actually covers”
• “questions to ask my insurance broker before renewal”
• “what to do in the first 24 hours after an incident at work”
• “business interruption indemnity period how long should it be”
• “insurer declined my claim what do I do next”

Record

In the collection. The sale room is being fitted; this work goes on sale when it opens.

License

Free-shelf works ship under the DolceDrago House License — use the outputs freely, personal or commercial; the work file itself stays with the house.