Home Purchase Readiness
The asking price is the smallest number in the file — buy the total cost, the paperwork, and the way out.
What it is
The purchase taken as a file instead of a feeling. Stacks every cost of buying and of owning against your own figures and stress-tests them, assembles the pack a lender reads and names what is missing, arms you with the questions a listing does not answer, then sequences the offer and writes the walk-away before you have fallen in love with a kitchen. States no affordability, tax or legal position and recommends no financial product. For anyone buying a home, first time or third.
What you receive
what a purchase would actually cost and whether your file is ready — the cost of buying and of owning with its rate and income stress tests, the borrowing-readiness pass with its pack and named gaps, the diligence questions for the property and its paperwork, the offer and process sequence with its weekly chase, and the walk-away criteria dated before the second viewing
Delivered as a single, complete .md skill file — open it, paste it into any capable chat model, and work. No installation, no account with anyone but us.
Supported models
- Claude (Opus/Sonnet)
- ChatGPT (GPT-4o/5)
- Gemini
- any capable chat model
People reach for it when
- “how much money do I actually need to buy a house beyond the deposit”
- “what to check before making an offer on a property”
- “what documents does a mortgage lender want from a self employed applicant”
- “questions to ask the estate agent that the listing does not answer”
- “should I walk away after a bad survey or renegotiate the price”
Record
lineage: first-party house build
gates passed: demand-evidence · function-fit · beats-the-blank-page
status: IN THE COLLECTION
Sale-time bench runs and the fix-or-refund log attach to this record when the payment room opens.
In the collection. The sale room is being fitted; this work goes on sale when it opens.
Join the house — be written to when sales openBack to the collectionLicense
Free-shelf works ship under the DolceDrago House License — use the outputs freely, personal or commercial; the work file itself stays with the house.