Credit Control Policy

Extending credit is lending money you never agreed to lend — decide it once, in writing, before the goods leave the building.

What it is

Every sale on terms is an unsecured loan nobody minuted. This asset makes the lending decision explicit and early: who gets credit, how much, on what structure, checked in proportion to what the account could cost you. It sets the limit and the terms ladder, builds the pack that makes the debt provable, then runs the exposure report, the signals, the automatic stop and the write-off route. For owners, finance leads and anyone who shipped first.

What you receive

the credit decision taken before the first invoice instead of after the loss — a check sized to your exposure, a limit and terms set from what you can lose rather than what they want to buy, the account pack fixing written terms acceptance, invoicing route and accounts-payable contact, and a live exposure report with its deterioration signals, its stop-supply trigger and named overrider, its restart conditions and the write-off that closes the file

Delivered as a single, complete .md skill file — open it, paste it into any capable chat model, and work. No installation, no account with anyone but us.

Supported models

• Claude (Opus/Sonnet)
• ChatGPT (GPT-4o/5)
• Gemini
• any capable chat model

People reach for it when

• “how much credit should I give a new customer”
• “how to check if a new business customer will actually pay”
• “credit application form for new trade accounts”
• “when to stop supplying a customer who owes me money”
• “credit limit and payment terms policy for a small company”

Record

In the collection. The sale room is being fitted; this work goes on sale when it opens.

License

Free-shelf works ship under the DolceDrago House License — use the outputs freely, personal or commercial; the work file itself stays with the house.