Personal Claim Kit

The insurer pays what you can evidence, not what you lost — and most of that evidence exists only in the first two days.

What it is

The claim treated as a documentary case rather than a plea. Protects the evidence in the first forty-eight hours, reads the policy against yourself for the clauses that will be raised, builds a schedule of loss priced at today's replacement cost with evidence indexed row by row, then runs it to a settlement, a complaint, a dispute scheme or a stated stop. For anyone facing a fire, flood, burglary or storm loss at home.

What you receive

a household insurance claim run properly — the first-hours actions taken before anything is cleaned or thrown away, the policy read against you for the clauses that will be raised, a schedule of loss evidenced row by row at replacement cost, the pack submitted in the order an assessor reads it, and the contact log, low-offer response, complaint and dispute-scheme route with its deadline and the honest stop point

Delivered as a single, complete .md skill file — open it, paste it into any capable chat model, and work. No installation, no account with anyone but us.

Supported models

• Claude (Opus/Sonnet)
• ChatGPT (GPT-4o/5)
• Gemini
• any capable chat model

People reach for it when

• “home insurance claim after a burglary what evidence do i need”
• “insurer offered less than the repair quote what do i write back”
• “loss adjuster visiting my house what should i have ready”
• “home insurance claim refused wear and tear how do i appeal”
• “how to write a schedule of loss for a contents claim”

Record

In the collection. The sale room is being fitted; this work goes on sale when it opens.

License

Free-shelf works ship under the DolceDrago House License — use the outputs freely, personal or commercial; the work file itself stays with the house.